Florida No Fault Law - Gainesville Attorneys

Florida No Fault Law - Gainesville Attorneys


Do you understand the coverage provided by Florida no fault insurance?

If not, it is a type of insurance protection required by law for any resident who owns a registered vehicle. Since the state's statutory minimum does not constitute full liability coverage, no fault insurance is designed to fill the gap. Many drivers have mistakenly thought they had all the insurance they would ever need, only to find out after an accident that they only had a bare minimum of protection. Prior to enacting today's no fault laws, the chance of obtaining full compensation for serious injuries was somewhat limited.

Personal Injury Protection | PIP Coverage & Exceptions

At Schackow & Mercadante, our Gainesville auto accident attorneys have the experience and expertise to review your case and identify the best source of compensation for injuries and damages. Generally speaking, if you are a Florida resident and own a registered vehicle, you are covered in an auto accident by PIP:

  • While Operating Your Vehicle
  • As a Passenger in Other Vehicles
  • Regardless of Who is At Fault
  • Outside the State in Your Vehicle
  • As a Pedestrian or Cyclist

In addition to your personal coverage, PIP insurance may cover relatives and children (that live with you and don't own a vehicle) who are involved in a collision: while driving your car, while riding with others or while walking or biking. If a passenger or relative living with you own a registered vehicle, they are not covered by your PIP. Auto insurance coverage can be tricky. When you or a loved one are involved in a vehicular accident, it is important to seek the immediate advice of legal counsel to determine what coverage is available to pay for your family's medical expenses, pain and suffering and lost wages. Call us toll free at 1-877-798-7700 for a case review.

DISCLAIMER: This website does not seek to nor does it establish an attorney-client relationship. The content is provided "as is" and should not be construed as legal advice on any matter of personal injury or wrongful death. Victims should seek immediate legal counsel following any serious accident or injury.

The Law Offices of Schackow & Mercadante, P.A. proudly serve the Central / North Florida residents of Gainesville, Lake City, Palatka and Ocala.

Lasharrah Nattiel

I was in a car accident on May 2, 2016 where I was rear ended at a traffic light. A family member referred me to Schackow & Mercadante, PA. From my experience I can say I was very pleased with the level of professionalism I received from Mr. Schackow and staff from the first visit. The staff was extremely polite and made me feel welcomed and confident in my decision on them handling my case. I was referred to a better Chiropractor that would benefit me and not just to receive my insurance money. Everything was handled properly and in a timely manner at which I was informed every step of the way throughout the process. Mr. Schackow and his staff took their time to explain, educate, and answer any questions I had which is incredible. They were able to get all my medical fees waived and lowered so I would receive a larger settlement. Any time I had questions Mr. Schackow's Legal Assistant, Michelle, made sure she was available and answered all my calls promptly, she was amazing. I highly recommend Schackow & Mercadante, PA for any automobile accident or personal injury case. The case was settled within a year and I received a settlement far beyond my expectations. If I had to do it all over again I wouldn?t do anything differently. Again excellent service and even better outcome so thanks again you all ROCK!

★ ★ ★ ★ ★

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