Florida No Fault Law - Gainesville Attorneys

Florida No Fault Law - Gainesville Attorneys


Do you understand the coverage provided by Florida no fault insurance?

If not, it is a type of insurance protection required by law for any resident who owns a registered vehicle. Since the state's statutory minimum does not constitute full liability coverage, no fault insurance is designed to fill the gap. Many drivers have mistakenly thought they had all the insurance they would ever need, only to find out after an accident that they only had a bare minimum of protection. Prior to enacting today's no fault laws, the chance of obtaining full compensation for serious injuries was somewhat limited.

Personal Injury Protection | PIP Coverage & Exceptions

At Schackow & Mercadante, our Gainesville auto accident attorneys have the experience and expertise to review your case and identify the best source of compensation for injuries and damages. Generally speaking, if you are a Florida resident and own a registered vehicle, you are covered in an auto accident by PIP:

  • While Operating Your Vehicle
  • As a Passenger in Other Vehicles
  • Regardless of Who is At Fault
  • Outside the State in Your Vehicle
  • As a Pedestrian or Cyclist

In addition to your personal coverage, PIP insurance may cover relatives and children (that live with you and don't own a vehicle) who are involved in a collision: while driving your car, while riding with others or while walking or biking. If a passenger or relative living with you own a registered vehicle, they are not covered by your PIP. Auto insurance coverage can be tricky. When you or a loved one are involved in a vehicular accident, it is important to seek the immediate advice of legal counsel to determine what coverage is available to pay for your family's medical expenses, pain and suffering and lost wages. Call us toll free at 1-877-798-7700 for a case review.

DISCLAIMER: This website does not seek to nor does it establish an attorney-client relationship. The content is provided "as is" and should not be construed as legal advice on any matter of personal injury or wrongful death. Victims should seek immediate legal counsel following any serious accident or injury.

The Law Offices of Schackow & Mercadante, P.A. proudly serve the Central / North Florida residents of Gainesville, Lake City, Palatka and Ocala.

In October of 2014 I was riding my motorcycle when a truck pulled out in front of me. After months of dealing with a lackluster attorney I was referred to Gerald (Gerry) Schackow at Schackow & Mercadante. I felt welcomed and was treated very well throughout the entire process. Gerry was able to close my settlement for a larger sum than I had expected and was able to do so in less than 5 weeks from the day I first contacted him. Dealing with insurance after an accident is not easy but the folks at Schackow & Mercadante will treat you well and explain your options in a clear and concise manner. Very appreciative of the professionalism and courtesy of this office and would recommend that anyone use their services.

Casey King

★ ★ ★ ★ ★

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