Florida No-Fault Law Attorneys in Gainesville
Do You Understand the Coverage Provided by Florida No-Fault Insurance?
No-fault insurance is a type of insurance protection required by law for any resident who owns a registered vehicle. Since the state's statutory minimum does not constitute full liability coverage, no-fault insurance is designed to fill the gap.
Many drivers have mistakenly thought they had all the insurance they would ever need, only to find out after an accident that they only had the bare minimum of protection. Prior to enacting today's no-fault laws, the chance of obtaining full compensation for serious injuries was somewhat limited.
Awarded & Recognized What Our Clients Are Saying
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I met with Marie Banks to go over Car Accident Preparedness. She was awesome and so full of knowledge. Patient with all my questions and I left her office feeling good about the insurance I had and felt prepared if an accident were to happen. She treated me like family. Thank you! 10 out of 10 would definitely recommend.- Pranish Sharma
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“Marie was able to explain my coverage in a way that made it digestible and understandable. With Marie's help I was able to fix my insurance coverage to a policy that included the best protection and I now also rest easier knowing I'm in good hands if I eve”- Josh Talmore
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I'm a UF student who got injured on campus. Schackow & Mercadante handled my case extremely well. Everything was settled in about a year. I highly recommend them for any personal injury case.- Jenny Haber
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“The lawyers and staff at Schackow & Mercadante are professional, courteous and above all treat you like the person you are. You are not a number, you are not just a paycheck, but you are a friend, a guest, dare I even say, a family member.”- Ashley Wilson
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I would absolutely trust Schackow & Mercadante to handle any injury claim. After several meetings with their staff, I'm 100% comfortable with their positive outlook and trust they want what's best for their clients.- Rob Matthews
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They treated me with great respect and negotiated a settlement for me far beyond my expectations. They answered my calls promptly and were available each time I needed them throughout my case. I have recommended this law firm to others I know because I trust the attorneys and staff here immensely.- T Harrison
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I highly recommend Schackow & Mercadante, P.A.!!! The office staff is very polite and professional. Attorneys were great and treated me like a family member.- Kevin Drye
Personal Injury Protection (PIP) Coverage & Exceptions
At Schackow & Mercadante, our attorneys have the experience and expertise to review your case and identify the best source of compensation for injuries and damages.
Generally speaking, if you are a Florida resident and own a registered vehicle, you are covered in an auto accident by PIP:
- While operating your vehicle
- As a passenger in other vehicles
- Regardless of who is at fault
- Outside the state in your vehicle
- As a pedestrian or cyclist
In addition to your personal coverage, PIP insurance may cover relatives and children who live with you, don't own a vehicle, and are involved in a collision:
- While driving your car
- While riding with others
- While walking or biking
If a passenger or relative living with you owns a registered vehicle, they are not covered by your PIP. Auto insurance coverage can be tricky. When you or a loved one are involved in a vehicular accident, it is important to seek the immediate advice of legal counsel to determine what coverage is available to pay for your family's medical expenses, pain and suffering, and lost wages.
Call us at (352) 261-6767 for a case review.
Why Clients Trust Us
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Personalized Advice & Concierge Level Experience
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Direct Communication With Your Attorney
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Over 125 Years of Combined Experience
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Practicing in The Gainesville Area 55+ Years